In recent years, installment-based housing projects have become a major topic of discussion in Lahore’s real estate market. Due to past experiences with non-committed developers and delayed deliveries, buyers today are more cautious than ever. Understanding this market reality, PPS Homes introduced a structured, transparent, and documented installment-based home ownership model that focuses on customer security and real progress on ground.

Day-One Commitment & Documentation

When PPS launched its Home Zone Installment projects, especially in prime areas around Bahria Town, one key question from buyers was: “What are you offering us on Day One?”

From the very first day:

• PPS signs a proper, documented contract with the client
• All documentation is issued on official PPS letterhead
• Allotment is granted after around 30% collection of the total project cost

This approach immediately builds trust and gives the buyer legal and financial clarity.

Ownership First, Construction Next

One of the biggest advantages of PPS projects is early ownership security. Once the plot is transferred in the buyer’s name, the client becomes fully secure. Even if construction pauses for any reason, the land remains legally owned by the customer—removing the biggest fear buyers usually have in installment projects.

Construction Phases & Payment Milestones

PPS follows a clear and practical construction model:

• 50% to 75% payment → Grey structure completion
• 75% to 95% payment → House prepared for possession
• 95% payment → Final finishing & readiness confirmation
• Remaining 5% → Paid at possession and shifting

Importantly, PPS has even started construction at 40% payment in some cases to give clients confidence and accelerate progress. As a result, many clients voluntarily sped up their payments after seeing real on-ground development.

Flexible Installment Plans

PPS offers 1-year, 2-year, and 3-year installment plans, allowing buyers to choose according to their financial capacity.

• Inflation impact is fairly adjusted
• 3-year plans include only 18–20% inflation adjustment, while market inflation has reached 25–30% in recent years
• 1-year plans are priced close to cash market rates, making them highly competitive

No Hidden Charges, No Escalation

One of the biggest fears in installment housing is hidden charges and escalation costs. PPS clearly addresses this concern:

• No escalation charges (clearly mentioned in contracts)
• No hidden fees or surcharges
• No late payment fines
• No pressure, threats, or blackmailing of clients

Only standard government and society charges apply, such as:

• Transfer fees
• Stamp duty
• TMA / LDA charges
• Advance income tax

These are the same charges applicable in any housing society and are not PPS-specific.

Real Development, Not Just Promises

Unlike many projects where development exists only on paper, PPS believes in practical implementation. In Nishtar Extension, PPS has frozen an investment of PKR 2.5–2.75 crore to deliver a fully built model house, serving as a live example of construction quality and commitment.

Clients can visit:

• Ongoing construction sites
• Installment homes under development
• Model houses showcasing quality standards

PPS encourages buyers to judge developers by work, not words.

Available Home Sizes & Market Advantage

PPS offers 3 Marla, 5 Marla, and 10 Marla homes on installments—options that are otherwise only available on full cash payments in the market.

For example:

• A 3 Marla cash house selling for PKR 1.4–1.5 crore
• PPS offers similar products on installments at reasonable adjusted prices

Clients also receive full transparency about:

• Steel brand used
• Brick quality
• Construction materials
• Complete construction history of their home

Land Procurement First Policy

One of the smartest decisions PPS made was procuring land before selling units. Most market failures happen where land is not secured in advance. PPS ensures land availability before launching any project, eliminating future disputes and delays.

Final Advice for Buyers

If you are planning to invest in any installment-based housing project, make sure these points are mandatory before signing a contract:

• Proper documentation
• Land ownership clarity
• No escalation clause
• Transparent payment-to-construction linkage

PPS Homes stands by these principles and continues to offer secure, transparent, and market-competitive housing solutions for buyers who cannot afford full cash purchases but still want strong ownership and quality construction.

For bookings, project details, or consultations, the PPS team is always available to guide you.